Let's save some money!
Do you often have a piece of month left over at the end of your money? I know that feeling… It’s annoying, but time to start saving up! These tips will help you get started, so you will have money for tht dream trip in no time.
Let’s start with some general advice:
It's all about the mindset. When you start saving, it’s super important that you ACTUALLY want to. It will be much easier to curb your spending and put money aside if you are fully convinced. Reminding yourself you want this and saving money is important to you will help cut down on impulse buying. You don’t need another black shirt or a very expensive chocolate bar for dessert: you would rather have the cold hard cash.
Oldest trick in the book: planning your meals. By thinking about what you’re going to eat in advance it will be MUCH easier to shop for groceries. You won’t spend any extra time deciding what to cook and you’ll be way less likely to overbuy, overspend and waste food. You’ll also be less tempted to grab a quick, but overpriced meal or snack because (in the immortal words of every mom all over the world) you have food at home!
A froofy coffee drink before class, lunch from the cute café next door, a quick snack for during class: super delicious, but also super expensive. Bringing your own food and drinks is much more economical (and often sustainable). Also see: everything I just mentioned for the previous point.
When you go shopping with your debit card, you’ll be much more likely to impulse buy and spend more than you were planning to. You don’t have a clear view of how much your spending. If you switch over to cash it’ll be much easier to stick to a budget and not overspend. Want to take it to the next level? Set an amount for every week or even month and take that out in cash.
And here are some more tips:
I hope these tips will help you save some money. What’s your favorite tip?